AI analyst · governed by the same rules
Portfolio dashboards
The issuer's internal view: aggregates over the whole synthetic book of 50,000 transactions, computed in the database. The partner never sees this page; it receives contracted aggregates with small cells suppressed.
Synthetic data. Confirmed fraud is over-sampled (about 0.9% of transactions, against roughly 0.1% at a real issuer) so the fraud controls have enough rows to show.
Approved spend
$2.2M
50,000 txns
Approval rate
96.5%
48,273 approved
Fraud rate
0.89%
447 confirmed · over-sampled
False-decline rate
3.01%
declined, non-fraud
Approved spend by merchant category
Top eight categories
Monthly spend and approval rate
Approved spend (bars) and approval rate (line). First and last months are partial.
Fraud rate by merchant risk tier
High-risk and card-not-present categories drive confirmed fraud
Attrition rate by tenure
Voluntary attrition, the attrition model's target
Points earned
30,098,486
Points redeemed
12,007,443
Outstanding rewards liability
18,091,043