Index of 17 independent AI products built by Kaushal Khodifad across 9 domains: Healthcare & life sciences, Banking & payments, Insurance & lending, Finance & accounting, Retail & commerce, Industrial & infrastructure, Agriculture & food, Sales, marketing & service and AI platform & compliance. Start with Arbiter, Arintra and Finance Copilot. Each product takes one regulated workflow and puts its control in code you can inspect: deterministic engines make or check the decision, models assist, and decisions leave a trace. 16 of them call a live AI model. Where a product names a real company, it is not affiliated with that company; the data is public or synthetic, and none of it is client work.

Products

Controls you can open.

Regulated AI rarely fails at the model. It fails at the control. Each product here takes one regulated workflow, from card-data access and credit decisions to medical coding and patient consent, and puts the control in code you can inspect: deterministic engines decide, models assist, and every step leaves a trace.

Independent products by Kaushal Khodifad. Real company names anchor the domain; the data is public or synthetic, and none of it is client work.

17 products9 domains16 with live AI

Start with these three.

Different problems, different proof. Each one runs in the browser.

  • Governed credit decisionsInsurance & lending

    Arbiter

    A commercial credit decision where the model quotes every fact and deterministic code computes and gates it. Load an injection attack, or change a policy threshold, and watch the test suite answer.

    • Deterministic credit policy engine
    • Live AI extraction, quote-verified
    • Adversarial test suite
    Read the write-up
  • Grounded clinical codingHealthcare & life sciences

    Arintra

    A clinical note becomes ICD-10-CM and CPT codes, each checked against the full CMS reference tables before the claim routes to auto-bill or to a human coder.

    • Live multi-agent AI coding
    • Full CMS code sets in Postgres
    • NCCI, MUE and specificity checks
    Read the write-up
  • Gated finance answersFinance & accounting

    Finance Copilot

    A copilot for the CFO's office: a deterministic engine computes runway, burn and AR, the model only narrates, and a numeric gate strips any figure the engine did not produce.

    • Deterministic finance engine
    • Live AI narration
    • Claim-bound verification gate

Every product

Showing all 17 products.

  • Insurance & lendingFlagship

    Arbiter

    Credit decisions that are computed, gated and replayable: a model reads the file and quotes every fact, deterministic code computes the ratios and makes the call.

    • Deterministic credit policy engine
    • Live AI extraction, quote-verified
    • Adversarial test suite
  • Healthcare & life sciencesFlagship

    Arintra

    Autonomous medical coding AI for healthcare RCM - CDI → coding → billing → denials, grounded in CMS NCCI/MUE rules.

    • Live multi-agent AI coding
    • Full CMS code sets in Postgres
    • NCCI, MUE and specificity checks
  • Finance & accountingFlagship

    Finance Copilot

    Runway, burn, AR, revenue vs plan and spend across six finance systems. Every figure computed, bound to its period and sources, or refused with a reason.

    • Deterministic finance engine
    • Live AI narration
    • Claim-bound verification gate
  • AI platform & compliance

    DocChunker

    Contract obligations your systems can act on, each tied to the sentence that states it.

    • Source-bound approval gate
    • Live AI extraction, budgeted
    • Hash-chained review trail
  • AI platform & compliance

    Praxis

    Every AI agent action policy-checked, ledgered and human-approvable: a working control plane for regulated enterprises.

    • 16-rule deterministic policy engine
    • Hash-chained approval ledger
    • Live AI drafts, budgeted
  • Retail & commerce

    Relay Recover

    AI recovery agents bill per recovered order. Relay Recover proves which ones you caused, and stops the contacts you should not make.

    • Deterministic decision engine
    • Holdout-measured lift
    • Policy-checked live AI copy
  • Banking & payments

    ResolveIQ

    Card disputes resolved inside the policy your CRO sets: network-correct Visa and Mastercard filing, Reg E and Reg Z clocks, denials never automated, a sealed record per case.

    • Deterministic dispute engine
    • Grounding-checked AI narration
    • Server-sealed audit record
  • Industrial & infrastructure

    FactoryLens

    Ask a factory camera a question in plain language. A deterministic evidence gate holds any answer that cites nothing, invents a hazard or contradicts what is known, before a safety team acts on it.

    • Deterministic evidence gate
    • Live AI vision, budgeted
    • Hash-chained question log
  • Banking & payments

    Atlas

    Give a co-brand partner program insight in days, without one cardholder row leaving the bank.

    • Postgres RLS and masked views
    • Live AI questions, no model-written SQL
    • Hash-chained access log
    Read the case study
  • Banking & payments

    Thawani

    Recover the declined card payments that Visa and Mastercard rules allow, and prove the lift with a holdout.

    • Order-level recovery engine
    • Holdout stats with 95% intervals
    • Live AI analyst on executed SQL
  • Insurance & lending

    DQ Ledger

    Every driver decision, reconstructable to the violation, the rule and the rulebook version.

    • Deterministic qualification engine
    • Versioned rulebooks with impact diff
    • Live AI incident triage, budgeted
  • Healthcare & life sciences

    Sagan

    Watch a full AI-moderated oncologist interview in about a minute. Code decides what to ask and checks every question before it is sent, adverse events are caught against EPHMRA criteria and put on a one-business-day clock for human review, and every finding cites a transcript turn that is verified to exist.

    • Live AI moderator, code-gated
    • EPHMRA adverse-event engine
    • Hash-chained interview record
    Read the case study
  • Sales, marketing & service

    Azeon

    An AI agent that can move money and prove every decision: the model talks to the customer, a deterministic policy gateway decides, and every action lands in a tamper-evident ledger.

    • Four deterministic policy gates
    • Live AI service agent
    • HMAC-chained evidence ledger
  • Sales, marketing & service

    Kairos

    Turn heat, rain, a cricket win or a bad-air day into ad decisions a brand can defend: AI drafts the rules, a named person approves each one, a deterministic engine decides, and every decision is on a tamper-evident record.

    • Deterministic trigger engine
    • Live AI rule drafting, budgeted
    • Maker-checker approvals
    Read the case study
  • Finance & accounting

    ITC Control Tower

    Every rupee of input tax credit you are owed, reconciled and defended.

    • Deterministic ITC matching
    • Verified live AI research
    • Hash-chained decision log
  • Agriculture & food

    Traverse

    Settlement-grade acreage for contract farming: the six field visits already made, reconciled into one plot area with a stated error band, from ±12.6% to ±2.2% on a half-acre plot, offline and with no external GPS.

    • Least-squares area engine
    • Offline-first capture queue
  • Healthcare & life sciences

    Certinal Consent Evidence

    Signed, independently verifiable patient consent, withdrawal that reaches every processor, and a four-clock breach command for Indian hospitals before DPDP enforcement on 13 May 2027.

    • Signed, publicly verifiable consent
    • Deterministic DPDP breach clocks
    • Live AI teach-back grading, budgeted