Strategy · Partner environment & model risk
Executive readout
Drafting from live KPI & risk state…
Metrics tree
Data-product adoption and ML outcomes roll up to the partner-onboarding north star.
North star
62% to go-live · target 100
Partner Nova onboarding value
Adoption
Data-product adoption
128weekly active consumers↑
target 140 weekly active consumers
Time-to-insight (gold)
0.8days↓
target 1 days
Reliability
Query latency p95
3.4seconds→
target 5 seconds
Partner SLA adherence
99.6%↑
target 99.5 %
Quality
Data-quality score (Tier-1)
99.2%↑
target 98 %
ML Outcome
Fraud $ prevented
182$M annualized↑
target 160 $M annualized
False-decline rate
1.9%↓
target 2.2 %
Retained revenue (attrition model)
41$M annual↑
target 35 $M annual
Controls
PII columns masked-by-default
100%→
target 100 %
Model-risk & governance register
SR 11-7 control coverage across the production models, with findings and remediation.
| control | model | status | finding | remediation | owner |
|---|---|---|---|---|---|
| Conceptual soundness (SR 11-7) | fraud-detection-xgb | Pass | Documented development + assumptions reviewed. | — | Model Risk |
| Outcomes analysis | fraud-detection-xgb | Pass | Back-test AUC 0.942 on temporal hold-out. | — | Independent Validation |
| Ongoing monitoring (drift) | fraud-detection-xgb | Attention | KS drift 0.041 — within tolerance, trending up. | Retrain trigger armed at KS drift 0.05. | Fraud DS |
| Fair lending / disparate impact | fraud-detection-xgb | Pass | No disparate impact across region/segment. | — | Compliance |
| Adverse-action explainability | fraud-detection-xgb | Pass | SHAP reason codes on every decline. | — | Fraud DS |
| Independent validation | attrition-propensity | In review | Validation in progress before production. | Complete validation report by Sprint 26. | Model Risk |
| Fair treatment review | attrition-propensity | Pass | Retention offers consistent across segments. | — | Compliance |
| Cross-border data residency | - | Attention | Bengaluru team access to US card data. | Purpose + residency entitlements (roadmap: Later). | Data Governance |