Kaushal Khodifad is the founder of CLOZOM, India's healthcare professional ecosystem. Before founding it he was paid to ship product at named companies: Infosys, where a credit-decisioning platform cut loan defaults 70% and compressed processing from seven days to under 24 hours across three regulated Fortune 500 verticals; Dukaan, where ML carrier optimization saved $1.5M+ annualized across 5M+ merchants; OTPless, where an eight-week sprint lifted authentication success 60% for a platform serving 30M+ end users; and an independent 90-day production build for a $200M+ manufacturer, where he took demand and inventory forecasting from concept to production in 90 days; and a founding product role from July to September 2026 on a US commercial lending AI platform, as its only product person, building from scratch across all six stages of the loan lifecycle - no outcome metrics yet, since it was built from zero. He has also founded 11 brands end-to-end.
Credit decisioning at a Fortune 500. Carrier ML across five million merchants. Authentication for thirty million users. Forecasting for a $200M manufacturer. A founding product role on a US commercial lending AI platform. And CLOZOM, which I founded.
The professional network for India's healthcare professionals, not patients - five verticals, clinical AI in production.
Founder · Jun 2023 - Present
An AI product for US commercial lending, built from scratch across the full loan lifecycle.
Founding product role - independent engagement · Jul - Sep 2026
An eight-week sprint on a passwordless platform serving 30M+ end users.
Senior Product Manager / Head of Analytics · Mar - May 2023
ML carrier optimization across 5M+ merchants, during a 50-70% month-on-month growth phase.
Senior Product Manager · Feb - Oct 2022
A credit-decisioning platform across three regulated Fortune 500 verticals.
Product Manager · Oct 2018 - Oct 2021
Demand and inventory forecasting for a $200M+ manufacturer, built independently end to end.
Independent engagement · manufacturing
Domain, product, SEO, growth - all mine, no team. The building-materials network alone has run 100M+ impressions at a 6% click-through rate, roughly three times category average.