Governed AI decisioning · lenders & insurers
AI that renders your decisions - and stands behind them.
Governed agents that make the call on mortgage, lending and insurance files - cited, warranted, audit-ready.
Independent product concept · not client workCitedWarrantedOverlay, not rip-and-replace
Arbiter UnderwriterL2 · auto
Decision rendered
Income condition cleared
- Qualifying income
- $7,420 / mo · as code
- Cited
- FNMA B3-3.2
- Confidence
- 98%
Cited Audited WarrantedSample
100%
cited to source
~80%
clean files, auto-cleared
Weeks
to go live
6
governed agents
See a decision get rendered - live.
Watch one borrower file flow through the fleet
cited evidence objects
cited decision + conditions
Guardrail
PII redaction + tamper check
Measured
extraction F1 99.2%
Human checkpoint
None - runs autonomously here
Reads every document, extracts fields with provenance, flags tampering.
Always on · across every stage
Policy-as-code governs every stepImmutable, replayable audit trailConfidence signal gates every decisionHuman-in-the-loop below the floorHallucination measured · grounded-or-abstainEvery step recoverable / rollback-safe
What changes when Arbiter goes live.
Productized, warranted agents - not forward-deployed services.
Forward-deployed services
Arbiter · warranted agents
Months of forward-deployed services
Weeks, as a productized overlay
You own the liability
Insurer-backed decision warranty
Rip-and-replace the system
Overlay - writes back to your tools
Clear files clear themselves
Straight through, in minutes.
Exceptions arrive finished
A cited draft, not a raw file.
Defensible on every file
The “why” is written and sealed.
Fair-lending tested
Before anything ships.
One governed fleet.
Arbiter Verifier
Shared · all verticals
Arbiter Underwriter
Residential mortgage
Arbiter Analyst
Commercial lending
Arbiter Risk
Insurance underwriting
Arbiter Adjuster
Insurance claims
Arbiter Reviewer
Shared · all verticals