Disclaimer: Independent educational project. Not affiliated with Cashfree. Built by Kaushal Khodifad. Data from public sources; figures are estimates.return to portfolio
Disclaimer: Independent educational project. Not affiliated with Cashfree.
Cashfree Relay SkillReal-time payment & cart recovery

Recover the sales worth recovering.

The instant a payment fails or a checkout is abandoned, Relay Recover knows why - and reaches the right customer by WhatsApp, SMS or an AI call to help them finish. It also knows when to stay quiet.

Incremental revenue recovered · this month
₹8,42,600
₹11,90,400 gross → control-measured truth
AI voice · ₹14,000 bank-downtime failure
“…a fresh link to your WhatsApp to pay now. Shall I?”
WhatsApp · ₹2,400 UPI timeout
Recovered ✓
Suppressed · fraud / card-testing
Left alone - logged with reason
engine: live code figures: simulated priors
The moat

Only the gateway can be surgical.

Recovery only works if you know why the payment broke and whether it's worth pursuing. That signal lives on the payment flow - nowhere else.

The gateway sees - in real time
Decline reason code
bank down · UPI timeout · insufficient funds · technical decline
RiskShield
payment-fraud score
RTO Intelligence
return-to-origin / COD risk
Instrument + mandate state
what was tried, what's on file
Everyone else sees - after the fact
“payment not completed”
No reason. No risk signal. Hours later. So they can only blast everyone.
The discipline

It knows when not to call.

Most abandoners were never going to buy - and some are harmful to touch. Relay Recover suppresses them and logs why. Surgical beats spray.

Fraud / card-testing No consent Already paid Sensitive item Serial discount-abandoner Out of stock Frequency cap Quiet hours
The proof

One honest number - and we prove it.

A control group is held out and never contacted, so we report only the lift we actually caused - not “paid after we messaged”.

Gross - “paid after we messaged”₹11,90,400
what spray-and-pray would claim
− Control proves they'd have paid anyway₹3,47,800
subtract the baseline
= Incremental - the only number we report₹8,42,600
the lift we actually caused

Illustrative. In the live demo this is computed every tick from the real contacted vs held-out cohorts.

Setup in minutes

Turn it on as a Relay Skill.

1 · Activate

Add “Payment Recovery” on the Relay canvas. No code, no support ticket.

2 · Reuse

It uses the existing WhatsApp connection and Cashfree's own rails.

3 · Watch

One dashboard number: incremental revenue recovered, control-measured.

Concept demo

The argument is: only measured recovery counts.

Everything here runs on simulated events, so the numbers are illustrative, not results. What is real is the decision logic - what it contacts, what it suppresses, and how it holds back a control group so the lift can be measured rather than asserted.

There is no beta and no waitlist

Relay Recover is a concept demo: a working decision engine running on simulated payment and checkout events, plus the PRD, GTM and competitive thinking behind it. Nothing here signs you up for anything, and no details are collected. If the idea is useful to you - to argue with, to borrow from, or to build on - the fastest thing is a conversation.

Talk to me about this concept
Independent product concept by Kaushal Khodifad. Market figures web-verified & cited on the GTM & Competitive tabs; demo figures are simulated - see the live demo's real-vs-simulated legend.

↑ Independent educational project by Kaushal Khodifad. Cashfree is a real company in the real-time payment & cart recovery space; this design and the underlying prototype were built by Kaushal as a portfolio study. Not affiliated with, endorsed by, or representative of Cashfree's actual product. Data is from public sources. Figures are estimates.

Return to portfolioOpen the live demo