Not affiliated with Spotter AI.

DQ Ledger
Rulebooks

Know which decisions a rule change moves before it ships

Federal law sets the floor. Everything above it - experience minimums, which violations are major, how long an out-of-service order follows a driver - is a rulebook choice, versioned with an effective date. Compare two versions across the whole book of files.

Severity scale
Impact on the book

Moving from Carrier hiring standard v3.2 to Carrier hiring standard v3.3 changes 2 of 13 decisions: 2 more lenient, 0 stricter.

Every row below is a full re-underwriting of the same file under both rulebooks, with the rules that explain the difference. Nothing is sampled or estimated.

Currentin force
Carrier hiring standard v3.2
id carrier-hiring · effective 2026-01-01

Regional truckload carrier - new hires and the 391.25 annual review

Compare withproposed
Carrier hiring standard v3.3
id carrier-hiring · effective 2026-11-01

Regional truckload carrier - new hires and the 391.25 annual review

Widens the hiring funnel: 12 months of CDL experience instead of 24, and a completed return-to-duty triggers review for 24 months instead of 60. Every other rule is unchanged.

What the rulebooks say
Changed rows are highlighted
  • Minimum CDL experience
    v3.224 monthsv3.312 months
  • Major-violation window
    v3.236 months, 4 offense typesv3.336 months, 4 offense types
  • Serious convictions (383.51(c)), 36 mo
    v3.2review at 2, adverse at 3v3.3review at 2, adverse at 3
  • Crashes not ruled non-preventable, 36 mo
    v3.2review at 1, adverse at 2v3.3review at 1, adverse at 2
  • Fatal crash in the 5-year window
    v3.2reviewv3.3review
  • Out-of-service orders
    v3.2review at 1 in 24 mo, adverse at 2 in 12 mov3.3review at 1 in 24 mo, adverse at 2 in 12 mo
  • Completed return-to-duty
    v3.2review for 60 monthsv3.3review for 24 months
  • Risk-index bands
    v3.2review at 30, adverse at 65v3.3review at 30, adverse at 65
Decision by file
2 changed · 11 unchanged
  • Early-career driver
    Manual reviewApprove
    • No longer fires: CDL experience 18 months, below the 24-month floor
  • Return-to-duty complete
    Manual reviewApprove
    • No longer fires: Return-to-duty completed after a violation 30 months ago
  • Clean veteran
    ApproveApprove
    Same rules fire under both.
  • Solid regional driver
    ApproveApprove
    Same rules fire under both.
  • Borderline file
    Manual reviewManual review
    Same rules fire under both.
  • Recent out-of-service orders
    Adverse action recommendedAdverse action recommended
    Same rules fire under both.
  • Clearinghouse prohibited
    Not qualified: federal barNot qualified: federal bar
    Same rules fire under both.
  • CDL suspended
    Not qualified: federal barNot qualified: federal bar
    Same rules fire under both.
  • Fatal crash and reckless driving
    Adverse action recommendedAdverse action recommended
    Same rules fire under both.
  • New CDL, thin file
    Manual reviewManual review
    • Same verdict; the rules shift:
    • CDL experience 4 months, below the 12-month floor (was: CDL experience 4 months, below the 24-month floor)
  • Missing HazMat endorsement
    Manual reviewManual review
    Same rules fire under both.
  • Expired CDL and medical certificate
    Manual reviewManual review
    Same rules fire under both.
  • One severe inspection
    Manual reviewManual review
    Same rules fire under both.

The rulebooks here are synthetic examples written for the segment each names; none is a real carrier's or insurer's criteria. Open any file in the workbench to see every rule it trips.